TERMS & CONDITIONS

# ALL PRO CREDIT CONSULTING

**Terms of Service**

**Effective Date:** January 1, 2026

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# SMS Messaging Terms & Compliance

## 1. Program Description

ALL PRO CREDIT CONSULTING offers an SMS messaging program to provide customers with appointment confirmations, appointment reminders, scheduling updates, customer support communications, and other service-related notifications.

Customers opt in by providing their mobile phone number and checking the SMS consent checkbox on our website at **https://www.allprocreditconsulting.com** or through one of our scheduling forms.

**By providing your mobile phone number and checking the SMS consent box, you expressly consent to receive recurring automated text messages from ALL PRO CREDIT CONSULTING. Consent is not a condition of purchasing any goods or services.**

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## 2. Message Frequency

Message frequency varies based on your interactions with our business. Customers can generally expect to receive **1–5 text messages per appointment or service request**, although additional messages may be sent if necessary to provide customer support or account updates.

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## 3. Cancellation Instructions

You may cancel the SMS service at any time by replying **STOP** to any message you receive from us.

After you send **STOP**, we will send a confirmation message verifying that you have been unsubscribed. You will no longer receive SMS messages unless you opt in again through one of our approved sign-up methods.

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## 4. Help Instructions

For assistance, reply **HELP** to any SMS message.

You may also contact us directly:

**Phone:** 469-545-9383

**Email:** [jr@allprocreditconsulting.com](mailto:jr@allprocreditconsulting.com)

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## 5. Message & Data Rates

Message and data rates may apply for messages sent to and from your mobile device. Charges are determined by your wireless carrier.

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## 6. Carrier Liability

Wireless carriers are not liable for delayed or undelivered messages.

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## 7. Supported Carriers

Our messaging service is supported by most major U.S. wireless carriers, including AT&T, Verizon, T-Mobile, and other regional carriers. Carrier participation may vary.

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## 8. Age Requirement

You must be at least 18 years old or have permission from a parent or legal guardian to participate in our SMS messaging program.

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## 9. Privacy

We respect your privacy.

**No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Information sharing with subcontractors who provide support services, including SMS delivery platforms, is permitted solely for the purpose of delivering our text messaging services. Text messaging originator opt-in data and consent will not be shared with any third parties for marketing purposes.**

Our Privacy Policy explains how we collect, use, store, and protect your personal information, including information collected through our SMS messaging program.

**Privacy Policy:**
https://www.allprocreditconsulting.com/privacy-policy

Our SMS messaging program complies with all applicable federal and state laws, including the Telephone Consumer Protection Act (TCPA) and CTIA Messaging Principles and Best Practices.

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# General Terms

This website (**https://www.allprocreditconsulting.com**) is owned and operated by **ALL PRO CREDIT CONSULTING** ("Company," "we," "our," or "us").

By accessing or using this website, you agree to be bound by these Terms of Service, our Privacy Policy, and any additional terms that may apply to specific sections of the website or services offered by ALL PRO CREDIT CONSULTING.

Accessing the Site, whether manually or through automated means, constitutes acceptance of these Terms of Service.

We reserve the right to modify these Terms of Service at any time. Any changes will become effective immediately upon posting. Continued use of the website constitutes acceptance of the updated Terms.

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# Intellectual Property Rights

## Our Limited License to You

All content on this website—including text, graphics, logos, branding, images, videos, downloadable materials, software, and other content—is the property of ALL PRO CREDIT CONSULTING or its licensors and is protected by applicable copyright, trademark, and intellectual property laws.

You may use this website solely for your personal, non-commercial use.

Without prior written permission, you may not copy, reproduce, republish, upload, modify, distribute, transmit, sell, license, or create derivative works from any material contained on this website.

You may print or download a single copy of website pages for your personal, non-commercial use provided all copyright notices remain intact.

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## User Submitted Content

By submitting reviews, testimonials, comments, photographs, videos, or other materials to ALL PRO CREDIT CONSULTING, you represent that you own or have permission to submit the material.

You grant ALL PRO CREDIT CONSULTING a perpetual, worldwide, royalty-free, irrevocable, non-exclusive license to use, reproduce, publish, modify, distribute, display, and create derivative works from such submissions for business and marketing purposes.

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# Website Disclaimer

Information provided on this website is provided **"AS IS"** without warranties of any kind, either express or implied.

To the fullest extent permitted by law, ALL PRO CREDIT CONSULTING disclaims all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

We make no guarantees regarding uninterrupted website availability or error-free operation.

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# Limitation of Liability

To the fullest extent permitted by applicable law, ALL PRO CREDIT CONSULTING shall not be liable for any indirect, incidental, consequential, punitive, special, or exemplary damages arising from or related to your use of this website, our services, or participation in our SMS messaging program.

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# Indemnification

You agree to defend, indemnify, and hold harmless ALL PRO CREDIT CONSULTING, its owners, employees, contractors, affiliates, successors, and agents from any claims, liabilities, damages, losses, costs, and expenses arising out of your use of the website, violation of these Terms, or violation of applicable law.

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# Third-Party Websites

This website may contain links to third-party websites.

ALL PRO CREDIT CONSULTING does not endorse or assume responsibility for the content, policies, products, or services offered by any third-party website.

Your use of third-party websites is solely at your own risk.

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# Registration & Account Security

Certain portions of the website may require you to create an account.

You agree to provide accurate, current, and complete information during registration.

You are solely responsible for maintaining the confidentiality of your login credentials and for all activity occurring under your account.

If you suspect unauthorized use of your account, immediately contact us at:

**[jr@allprocreditconsulting.com](mailto:jr@allprocreditconsulting.com)**

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# Termination

We reserve the right to suspend or terminate access to the website or services at any time, with or without notice, if we determine that you have violated these Terms of Service or applicable law.

Upon termination, your right to use the website immediately ceases.

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# Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of the **State of Texas**, without regard to conflict of law principles.

Any disputes arising under these Terms shall be resolved through binding arbitration, except where prohibited by applicable law.

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# Severability

If any provision of these Terms of Service is determined to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

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# Entire Agreement

These Terms of Service, together with our Privacy Policy, constitute the entire agreement between you and ALL PRO CREDIT CONSULTING regarding your use of this website and our services.

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# Changes to These Terms

We reserve the right to update these Terms of Service at any time.

The most current version will always be available on our website and will include the updated Effective Date.

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# Contact Information

**ALL PRO CREDIT CONSULTING**

**Phone:** 469-545-9383

**Email:** [jr@allprocreditconsulting.com](mailto:jr@allprocreditconsulting.com)

**Website:** https://www.allprocreditconsulting.com

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**Last Updated:** January 1, 2026